Monthly Archives: February 2019

Understanding Prescription Discount Cards

From their name, prescription discount cards are cards that help people to access prescription drugs at low prices.

According to experts, the cards are like re-usable prescription drug coupons. This is because they allow patients to access lower drug prices over a period of time. To get your discount all you need to do is to present the card to your pharmacist.

The good side with the cards is that they never expire and almost everyone qualifies for them. Also, no paper work is involved. The card covers your entire household, even your pets!

Many pharmacies around the world are willing to accept the cards due to a number of reasons. One major reason is due to the stiff competition that exists in the pharmaceutical industry.

There are many pharmacies thus if a given pharmacy refuses to accept the card, another pharmacy will most likely accept it thus gaining the business of the cardholder. Since pharmacies don’t want to lose customers, they readily accept the cards.

Another reason is because pharmacies want to increase their sales (even of other commodities other than drugs).

For example, it’s common to find pharmacies inside malls. If you are a mall owner and your pharmacy accepts the prescription cards, many people will visit and buy from your mall which will result to increase in sales of drugs and other products such as utensils, groceries and even electronics.

Many medication cards provide discounts of between 55% and 85%. To know the amount of discount allowed in your card you only need to ask your pharmacist.

You should note that the card does not offer discounts on already discounted drugs. The card also does not offer discounts on drugs whose prices are lower than the discount card price.

If you own an organization and you would like to get bulk medication cards for your employees or members, you only need to approach the issuing company and the cards will be processed within a very short time.

While prescription medication cards are very beneficial, you should be careful when choosing the issuing company. This is because there are some companies that are out there to rip you off.

To ensure that you are not ripped off, you should first research the issuing company before parting with your hard earned money. One of the greatest places to research is in the review sites. Here you will see what different people have to say about different companies. If you find a company has many negative reviews, you should stay away from it.

Discount Pharmacy Battle Looms Between Canada & The US

The US and Canadian discount pharmacy industry are currently trying to attract customers. But why is this discount pharmacy battle looming between the two countries?

The main reason is that Canada has been able to acquire a sizeable amount of the US pharmaceutical market just by having the ability to offer a discount pharmacy. The market is motivated by cheaper prices, and with this trend continuing and no signs of it ending it looks like the US pharmaceutical companies are going to have a battle like never before.

In fact, as a result they’ve gone on the offensive, by attempting to not only criticize but also discredit their Canadian counterparts by announcing the drugs they are proving are inferior to what the US provides. Actually, nothing could be further from the truth.

This discount pharmacy battle between the two countries is actually not new. It really dates back to the early 90s when the American lobbyists fought hard to for the ability to have open cross-border duty free trading between Canada and Mexico, which resulted in NAFTA. In fact, it was NAFTA that created the easy movement of goods between the three countries without the usual hassles with importation.

American industry benefited a great deal from this because they were now able to farm out their manufacturing to Canada or Mexico and then sell the finished products back to these countries. Manufacturing costs decreased, and profits grew. American pharmacies, also benefited because their main adversary was Europe, and now that they could have R&D done in Canada at a much lower rate, they were now able to compete.

However, this elation by the American pharmaceutical industry was relatively short-lived Canadian companies were suddenly setting up discount pharmacy locations online and in the traditional brick and mortar store near US borders that did nothing but cater to the US customer. And now suddenly the US pharmaceutical industry is not so fond of the agreement the NAFTA agreement they fought hard to implement. Apparently, it is only attractive if it benefits only the US pharmaceutical industry.

Canadian pharmaceutical companies have cheaper R&D and manufacturing costs, which means it is relatively simple to offer discount pharmacy options where US customers can enjoy cheaper drugs.

It’s not like there’s a cutthroat discount pharmacy industry brewing because the price of drugs is actually regulated in Canada. It’s just that the cost is so much less that within the US. On average, a US buyer can save as much as $200 a month just by purchasing drugs from a Canadian discount pharmacy.

In the spirit of competition Canadian companies began to offer prescription drugs to the lucrative US market, first in Border States and then by using other means, such as the Internet and telephone.

The US has a law that makes it illegal to import prescription drugs from Canada. However, there is a small loophole that the government is trying to close. Currently it allows for the importation of personal prescriptions for a period of no more than 3 months. All that means is that customers have to order 4 times a year.

The Canadian discount pharmacy industry is really cutting into the profits of the US pharmacies. Whether lobbyists can get the rules changed in their favor only time will tell.

Dental Discount Plans: Is AmeriPlan A Legit Alternative to Dental and Health Care Coverage?

Before my career shift to online marketing, I was laid off from my job with an Internet start-up company and found myself with no health insurance and no dental coverage. The irony to this is I had neglected a tooth that had been bothering me for quite awhile when I actually did have dental coverage. So while I had insurance, I simply didn’t use it because… well, I absolutely hate going to the dentist! I also wasn’t going in for my regular cleanings and checkups.

As (un)luck may have it, once I was without dental insurance for the first time in years, the intensity and frequency of the toothaches picked up. I would often find myself awake at night sometimes to the point of tears. I was even fighting with my wife since planned date nights and socializing typically turned into me being agitated and crabby because of the pain. Not to mention the frustration that I felt over having no health care and no dental coverage to do anything to help my situation.

Unable to take it anymore, I made an appointment with my dentist and made arrangements to use a high interest credit card to pay for whatever necessary dental examination, treatment and care was needed to stop the pain. A routine examination confirmed that I needed about $3000 worth of dental work.

As I was walking out of the dentist office, I noticed a bundle of AmeriPlan pamphlets that were placed in the office’s magazine rack. The receptionist didn’t know very much about AmeriPlan when I inquired about the brochures. She knew that it was a healthcare, prescription, and dental discount plan that was accepted at the office. She advised me to research the web for program specifics since she wasn’t permitted to really advocate or promote the discount program.

Some Say AmeriPlan’s Dental Savings Are a Scam – Are They?

A Google search showed me various online forums where those posting made statements that AmeriPlan is a scam. This alarmed me initially but I had read the brochure thoroughly and understood that the company wasn’t promoting themselves as a healthcare provider or substitute to health insurance. I fully understood that I wasn’t just paying a small co-pay amount with each visit to the dentist, as I did with health coverage; however, I’d still benefit from savings at the dentist for each individual procedure and treatment.

It seemed as if those applying the scam tag to AmeriPlan failed to accept that the program is a supplement or alternative to dental and health care coverage in the form of a discount program. Others posting about the AmeriPlan scam seemed to take offense to the fact that there are brokers selling the program online and in their neighborhood. I on the other hand became intrigued by the business model and wondered if I should ask my broker about joining the business since I was out of work and we were struggling. Obviously that eventually happened as I am here today marketing AmeriPlan.

There were also some comments suggesting that the dentists accepting AmeriPlan were the bottom feeders in the dentistry world and weren’t very good. Pay no attention to this nonsense since my dentist accepts AmeriPlan’s dental savings card and he’s been voted Best Dentist in Pittsburgh, PA countless times in various polls by local newspapers and magazines. My advice is to just scan the list of dentists in your area who accept the program before signing in. That way you know for sure that there are participating providers within a reasonable distance to your home and you can research their reputations online before seeing someone you’re unfamiliar with.

AmeriPlan Dental Plus isn’t full health care coverage but it’s a beneficial alternative to dental and health care coverage that may be your best chance for savings at the dentist, eye doctor and chiropractor, in addition to the pharmacy savings. I ended up saving very close to $1000 from the original price quote for nothing more than a $20 a month AmeriPlan package covering not just me but my wife as well.

I was able to distribute that $1000 savings elsewhere on things undoubtedly better than a root canal and I didn’t have to acquire more debt and max out my credit card. I was comfortable signing up because there were no hidden fees and I could cancel at anytime. I wasn’t signing into any kind of contract term. The pharmacy savings I obtained with my AmeriPlan pharmacy discount card for my antibiotics and pain meds and my wife’s acid reflux medication further impressed me. We later expanded our plan to the AmeriPlan Healthcare package – offering medical discounts in addition to the savings at the dentist and pharmacy savings of Dental Plus.